Earning and take-home pay
Take-home pay, tax codes and salary sacrifice, explained.
- EarnWhat does my tax code mean?How to read the numbers and letters in your tax code, what each one means, and what to do if it looks wrong.8 min read
- EarnHow National Insurance worksThe employee and self-employed rates, what it actually pays for, and the qualifying years you need for the state pension, in plain English.8 min read
- EarnHow is my bonus taxed?Why a bonus often looks over-taxed in the month it lands, what it really costs at your marginal rate, and how PAYE evens it out across the year.6 min read
- EarnHow take-home pay worksHow tax, National Insurance, pension and student loan come off your gross salary to leave what lands in your account.9 min read
- EarnSalary sacrifice explainedHow giving up gross pay for a pension contribution saves tax and National Insurance, and the trade-offs to weigh.8 min read
- EarnBudgeting basicsHow to build a budget from your take-home pay, what 50/30/20 means, and what to do with the money left over.7 min read