All calculators

Free UK money calculators. The ones that are live now, and the rest as they land.

Earn

Take-home payWhat actually lands in your account.Salary sacrificeWhat sacrifice saves on tax and NI.BudgetSee what's left after the bills.

Buy a home

Mortgage affordabilityHow much you could borrow, from your income.Mortgage repaymentsMonthly repayments and total interest over the term.Loan to value (LTV)Your LTV, rate band and deposit to the next one.Stamp dutyWhat you'll pay when you buy in England or NI.Mortgage overpaymentSee the interest and years you could save.

Get out of debt

Debt payoffClear debt faster: snowball or avalanche.Credit card repaymentHow long to clear it, and what it costs.Loan repaymentsMonthly cost and total interest on a loan.

Build wealth

SavingsSee what regular saving could grow into.Savings goalHow much to save a month to hit your target.Compound interestHow your savings grow with compound interest.InflationWhat your money will be worth in future.PensionProject your pension pot at retirement.FIREWhen you could reach financial independence.Net worthAssets minus liabilities, broken down clearly.Rental yieldGross and net yield on a buy-to-let property.

Business & tax

VATAdd or remove VAT at 20%, 5% or 0%.Corporation taxYour bill at 19%, 25% or with Marginal Relief.Dividend taxTax on your dividends, band by band.Capital gains taxTax on your gain, after the £3,000 exemption.